Your policy should prioritize emergency medical evacuation coverage, especially if you're visiting remote areas like Patagonia or the Atacama Desert where helicopter evacuation may be necessary. Chile's geographical diversity creates specific risks: altitude sickness from high-altitude destinations, volcanic activity, seismic events, and extreme weather in Patagonia—all presenting moderate year-round risks. If you're planning adventure activities, scrutinize your policy carefully. Mountaineering and high-altitude activities may be excluded or require specialized coverage add-ons. Volcano tourism is popular but volcanic activity exclusions are common, so verify this coverage explicitly. Remote trekking requires robust emergency evacuation provisions. Ensure your policy covers medical expenses at private facilities and includes comprehensive emergency evacuation from wilderness areas to urban medical centers.